Terms of Service
Terms of Service for 4 Minute Finance LLC
Effective Date: April 28, 2025
Company Legal Name: 4 Minute Finance LLC
Business Address: 30 N Gould St, Suite #11180, Sheridan, WY 82801
Contact: [email protected] | Phone: (307) 291-3500
- Acceptance of Terms
By accessing or using the 4 Minute Finance website, membership platform, courses, downloadable content, coaching services, communities, or any related services (“Services”), you agree to be legally bound by these Terms of Use and our Privacy Policy.
If you do not agree, do not use our Services.
- No Financial Advice Disclaimer
The content, coaching, courses, and materials provided by 4 Minute Finance LLC are for educational and informational purposes only.
They are not intended as financial, investment, legal, accounting, or tax advice.
You should always consult with a certified financial planner, CPA, or licensed professional before making financial decisions.
Use of our Services does not create a fiduciary relationship.
- Community Guidelines
By participating in our membership area, private forums, or social media groups, you agree to:
- Treat others with respect.
- Avoid hate speech, harassment, or spam.
- Refrain from giving specific investment advice to other users.
- Understand that access to communities is a privilege, not a right.
Violations may result in suspension or termination of your account without refund.
- User-Generated Content
By submitting reviews, testimonials, feedback, posts, or any materials to 4 Minute Finance, you grant us a royalty-free, worldwide, perpetual license to use, reproduce, modify, publish, or display such content in marketing, advertising, or other materials.
We reserve the right to edit or remove inappropriate content.
- Intellectual Property
All materials, videos, ebooks, templates, and content provided by 4 Minute Finance LLC are protected by copyright laws.
You may not:
- Resell
- Redistribute
- Repackage
- Claim ownership of
any material without prior written consent.
You are granted a limited, non-exclusive, non-transferable license to download and use the materials for your personal educational use only.
- Affiliate Disclosure
4 Minute Finance may partner with or participate in affiliate programs.
We may earn commissions on products or services linked from our site.
This does not affect your purchase price.
- Payments, Subscriptions, and Refunds
- One-time purchases: Payment is due in full at the time of purchase.
- Subscriptions: Automatically renew according to the plan you selected unless you cancel before the renewal date.
- Cancellations: You may cancel your subscription anytime through your account settings. Cancellation will apply at the end of the current billing cycle.
- Refunds: All sales are final unless otherwise stated in writing.
- Eligibility
- The website is intended for users aged 13 and older to browse content.
- Purchases are restricted to individuals 18 years of age or older.
By making a purchase, you represent that you meet this eligibility requirement.
- Limitation of Liability
Under no circumstances will 4 Minute Finance LLC, its owners, or its employees be liable for:
- Any direct, indirect, incidental, consequential, or special damages arising from your use of our Services.
- Financial losses or other damages resulting from your reliance on our content.
Use of the Services is at your own risk.
- Changes to Terms
We reserve the right to update or modify these Terms at any time without prior notice.
Your continued use of our Services after any changes means you accept the updated Terms.
- Governing Law
These Terms are governed by the laws of the State of Wyoming and the United States of America.
Any disputes shall be resolved in the state or federal courts located in Wyoming.
- Contact Information
For any questions regarding these Terms, please contact:
4 Minute Finance LLC
30 N Gould St, Suite #11180, Sheridan, WY 82801
Email: [email protected]
Phone: (307) 291-3500